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Turn Your Invoices Into Immediate Cash Flow

At A Factoring, we understand that your accounts receivable represent more than pending payments — they represent opportunities. Our invoice funding solution converts outstanding invoices into immediate working capital so your business can operate smoothly, grow faster, and seize new opportunities without waiting 30, 60, or 90 days.

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What Is Invoice Funding?

Invoice funding (also known as factoring) is a financial solution that allows your company to receive an advance on unpaid invoices. Instead of waiting for your customers to pay, you access your cash upfront while we handle the collection process.

You sell your invoice

You receive cash immediately

We collect the payment from your client

How Our Funding Process Works

You issue an invoice to your client

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Send the invoice and the customer’s information to A Factoring

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We conduct a quick evaluation of the customer’s credit and approve the operation

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You receive an advance of 70%–90% of the invoice value immediately

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When your client pays the invoice, we send you the remaining balance minus our service fee

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You get the cash you need — without increasing your company’s debt

Alexa Young, CA

American Factoring provided crucial funding that enabled us to fulfill our US Government Contract obligations effectively.
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