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Who Are We?

American Factoring LLC is a commercial finance company specializing in purchase order funding and intelligent factoring supported by AI-driven risk analysis. We help businesses obtain immediate capital to fulfill purchase orders while offering investors attractive returns backed by real commercial transactions.

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What we offer investors

  • Fixed-return private notes

  • Short-term maturities (30-180 days)

  • Investments backed by verified purchase orders

  • Capital + interest paid at maturity

  • Full transparency through a digital platform

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How it Works

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Investor purchases a private note.
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American factoring funds verified purchase orders.
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The client repays once the end-buyer pays.
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Investor receives principal + interest.

Competitive advantages

AI Powered risk scoring.

Real backing via verified purchase orders.

Short-term cycles for quick capital rotation.

Transparent reporting.

Compliance under regulation D (506b/506c)

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Potential returns

  • Typical returns

  • Specific interest rates are disclosed in each note offering page

  • Seeks higher yields than bank products

  • Prefers short-term investments

  • Values transparency and real transaction banking

Ideal investor profile

Leadership

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Humberto Arguello

Founder & CEO

Email: ceo@afactoring.net

Tel: +1 (302) 251-6912

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